Getting the most out of meeting a Financial Adviser?
Before any meeting with a financial advisor It is important to prepare for the meeting. Be clear about what you want. Is it general advice on financial planning, or advice [...]
First launched in 2002, PRSAs – or personal retirement savings accounts – were introduced to offer a clearly defined, portable pension product.
The Irish Times Fiona Reddan http://www.irishtimes.com/business/personal-finance/prsas-what-you-need-to-know-as-the-portable-pension-is-set-for-renaissance-1.2431938 First launched in 2002 with much aplomb to help boost pension coverage, PRSAs – or personal retirement savings accounts – were introduced to offer a clearly defined, [...]
Overconfidence
By Albert Phung Overconfidence In a 2006 study entitled "Behaving Badly", researcher James Montier found that 74% of the 300 professional fund managers surveyed believed that they had delivered above-average job [...]
Regular Savings Policies.
Regular Savings Policies. With interest rates at an all time low – and likely to remain so for at least the coming year – people seeking a reasonable return on [...]
Protecting your family with cost effective Life Assurance.
10th June 2010 Protecting your family with cost effective Life Assurance. We all want to do the very best for our family and to make sure that we can provide [...]
From house insurance to life assurance, you can save yourself a lot by cutting the fat out of your policies
From house insurance to life assurance, you can save yourself a lot by cutting the fat out of your policies, writes CHARLIE TAYLOR FROM BEING a nation prepared to pay over-the-top [...]
BILLS THAT MAKE YOU SHIVER
Sunday December 05 2010 It doesn't take long for a winter wonderland to become an Arctic headache. For many of us, sub-zero temperatures mean burst pipes, broken down cars, traffic [...]
There are ways to try and reduce the cost
Posted by Jill Kerby on February 07 2010 @ 21:01 MMcH writes from North Dublin: I know you have written extensively about the importance of maintaining life insurance even in [...]
A new company has emerged that is prepared to take on “high risk” customers.
By Charlie Weston Personal Finance Editor Friday April 01 2011 PEOPLE who are unable to get life insurance because they have an existing condition such as heart disease or obesity [...]
Internet life assurance firm offers low-cost alternative
Internet life assurance firm offers low-cost alternative By JANE O'SULLIVAN The persistent belief that life assurance is sold, not bought, is one of the main reasons that the sector has [...]
THE Central Bank has confirmed that it is reviewing commission payment arrangements by life companies to brokers.
Monday July 25 2011 THE Central Bank has confirmed that it is reviewing commission payment arrangements by life companies to brokers. This comes after the Irish Independent learned Zurich Life [...]
Civil partners and cohabitants life assurance issues
Civil partners and cohabitants life assurance issues Our society today is changing and more and more people are living together in ‘non-married’ situations. Civil Partner: A civil partner is either [...]
Struggling mortgage holders that have “Restructured” warned that they may be leaving their families open to risk
Struggling mortgage holders that have “Restructured” warned that they may be leaving their families open to risk of 000’s in mortgage debt Mortgage holders may be leaving their families open [...]
Life Assurance Options for the over 50’s
Life Assurance Options for the over 50’s If you are over 50 and need life assurance then we have searched out the best deals for you and have come up [...]
Assets passing on death are exempt from Inheritance Tax.
Assets passing on death between married couples or civil partners are exempt from Inheritance Tax. BUT this only applies in the case of “legal spouses” and same sex registered civil [...]
Does the property automatically pass to the survivor in every case?
An area for concern among cohabiting couples is the area of property ownership, and the taxation treatment of the house they live in on the death of one cohabiting partner. [...]
Family Protection Cover For Cohabiting Clients
When putting in place “family protection” cover for your cohabiting clients there are two things to consider: 1. Who the sum assured is intended for, and 2. How will that sum assured be [...]
Mortgage protection is a decreasing life assurance policy
Mortgage protection is a decreasing life assurance policy. Its purpose is to protect your mortgage provider’s money should you die, before you have paid back the full amount of your [...]