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Struggling mortgage holders that have “Restructured” warned that they may be leaving their families open to risk of 000’s in mortgage debt Mortgage holders may be leaving their families open [...]

Identifying the level of cover required for your customer will depend on your customer’s individual needs. The level of cover required will depend on the level of income that needs [...]

The Facts Well over 90% of the adult population in developed countries drink alcohol. Over half of all Irish drinkers have a harmful pattern of drinking and we continue to [...]

Louise McBride 22/03/2015 Irish banks are charging as much as €3,000 more for life cover than brokers are, according to a new survey The survey, by the life assurer Royal London, [...]

SL writes from Dublin: After five years of renting here in Dublin and my husband and I are in the process of buying a house.  We have mortgage approval from Permanent [...]

The cheapest form of Life Assurance to protect a family is a product called ‘Term Assurance. How to pay less for your life cover. 1.      Check the type of policy you [...]

Beware Banks selling bundled products and block policies. The bank bail out by tax payers and the mis-selling scandals we have witnessed have resulted in no change to the banks [...]

Financial advisors may get paid by: Salary (where your advisor is employed by a financial services firm) Commission or sales incentive (where your advisor receives payment or bonus from the [...]

Before any meeting with a financial advisor It is important to prepare for the meeting. Be clear about what you want. Is it general advice on financial planning, or advice [...]

Posted by Jill Kerby on February 07 2010 @ 21:01 MMcH writes from North Dublin: I know you have written extensively about the importance of maintaining life insurance even in [...]

When putting in place “family protection” cover for your cohabiting clients there are two things to consider: 1. Who the sum assured is intended for, and 2. How will that sum assured be [...]

Financial products can be complicated and it can be difficult to compare options and make the right decision for you. If you are confused by what is on offer, it's [...]

COUPLES can save up to €126 a year on their mortgage protection premiums by seeking out a better deal, according to the National Consumer Agency. Mortgage protection and life insurance [...]

Mortgage protection & Life Assurance scams now very common. The Central Bank introduced a code of practice where firms are obliged to present information with sufficient clarity and prominence so [...]

The Sunday Times 11/03/2012 Borrowers are being let down by specialist insurance policies that are supposed to take care of their debts if they die, lose their jobs, or cannot [...]

03 March 2013 Michael and Suzan O'Driscoll from Ovens in Co Cork badly want to save a few bob. Both are in steady jobs, Michael is a product manager with [...]

On the life assurance, mortgage protection and serious illness front we have seen premiums fall. In normal circumstances a person who took out a policy such as mortgage protection a [...]

Examples of cheapest vs most expensive options:  Mortgage protection A 35 year old couple need life assurance cover to cover their mortgage of €250,000 which reduces over the 35 year term [...]