Everything You Need To Know About Mortgage Protection, Life Insurance and PRSA Pensions In Ireland

• Family Protection Cover For Cohabiting Clients

  When putting in place “family protection” cover for your cohabiting clients there are two things to consider: 1. Who the sum assured is intended for, and 2. How will that sum assured be taxed. Who receives the benefit When structuring family protection for non married couples it is important to remember that cohabitants have no automatic rights to their deceased partner’s assets under...
  Read More

• A Term Assurance policy is a life Insurance Policy

  Term Assurance Term assurance is the simplest and cheapest form of life cover. You simply select the amount of cover you need and the number of years you need the cover over. Typical costs for a 55 year old non smoking male would be €16.05 a month with Zurich. If you smoke you can expect to pay almost 90% more...
  Read More

• Are you paying €3,000 too much for your life insurance?

  Louise McBride 22/03/2015 Irish banks are charging as much as €3,000 more for life cover than brokers are, according to a new survey The survey, by the life assurer Royal London, found that you could pay pay as much as 21pc more a month for life assurance if you buy it from a bank instead of a broker. This could add...
  Read More