In all cases, the contract is between you and the insurance provider. It is the insurance provider who administer the product and handle all premium payments. LABrokers acts as an intermediary to arrange the discount.
Life Insurance & Mortgage Protection – How we save you money
When you input details of the type of policy you require we search for the lowest cost provider and we show you what the policy would cost each year or each month.
We are paid a commission for arranging the policy and we share this commission with you by driving down the premium you pay for the life of the policy.
Because of the way in which providers distribute their products, you cannot make these savings by going directly to the insurance provider.
In the end, you get the same policy as you would get elsewhere except you have made a substantial saving. There are absolutely no hidden charges or conditions.
PRSAs
We simply take no commission on these products so this means you get a nil commission product for life. This appears on the policy document the insurance company sends to you. There are no hidden charges, conditions or fees. We may receive a finders fee from the insurance provider based on volume business.
Typical savings to you are 5% on each and every payment you make into your PRSA for the life of the PRSA.
No Pressure
This site has been structured to help you decide on the type of policy that will be of most benefit to you.
Most clients do not want to be “sold” Life Insurance products. They would sometimes like to learn more whilst proceeding at their own pace, without pressure.
At many companies, Financial Advisers have targets and are incentive-driven to sell products. They are therefore keen to sell at the earliest opportunity. We do not employ salespersons and you will receive no direct mail-shots. Please review our Privacy Policy.
Which companies are we brokers for?
Your product security and quality is absolutely top class. We’re brokers for some to the most established and respected names in the country. Quality insurance names like Royal London, Zurich, Aviva and Pensions, Irish Life, New Ireland, and Standard Life and others.
No-obligation Quotations
You can request a free quotation online. The results will show the cheapest provider found. Like all intermediaries, we are paid a commission for setting up the policy. Our discount is effectively a sharing of this commission with you.
On the quote, our first year’s premium will be clearly shown. If you wish to proceed further, simply click on the link and complete the application form.
The application form should be returned to LABrokers Ltd, Newcastle, Greystones, FREEPOST FGSS10 Co Wicklow, A63AD71.